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When you buy a property in Delhi, it’s not just the price of the property you have to think about. You also need to pay stamp duty and registration charges to make the property transaction legally valid. These are mandatory charges collected by the Delhi government. Not paying them on time can lead to legal troubles and penalties.

What Is Stamp Duty?

Stamp duty is a type of tax that the government charges when a property is transferred from one person to another. It helps legalize property ownership and acts as proof in case of any dispute in the future. This fee must be paid to the government within three months of the property purchase.

What Is the Registration Charge?

The registration charge is the fee you pay to get your name officially recorded as the new owner of the property in government records. Without paying this, the property won’t be registered in your name, and you might not be considered the rightful owner legally.

Current Stamp Duty Rates in Delhi (2025)

The stamp duty rates depend on the gender of the buyer, ownership type, and property location. Here’s a table summarizing the rates:

Flat Registration Charges in Delhi

These charges are calculated based on the property’s size and whether it's built by a private builder or DDA:

Stamp Duty Based on Type of Deed

Here’s a breakdown of stamp duty and registration charges based on the type of property deed:

Regardless of the area (Delhi, NDMC or Cantonment), all buyers must pay 1% of the total property value as the registration charge.

Example: Stamp Duty Calculation for Female Buyer

Let’s take an example to understand the total payable charges.

If Sakshi buys a flat in Delhi worth ₹70 lakh:

• Stamp Duty (4%): ₹2,80,000

• Registration Charge (1%): ₹70,000

• Total: ₹3,50,000

This amount is required to legally register the property in her name.

Factors That Affect Stamp Duty in Delhi

Several factors determine how much stamp duty you’ll have to pay:

• Location: Rates differ by area category – Category A areas have higher circle rates than Category B or C.

• Property Type: Commercial properties attract higher stamp duties than residential ones.

• Gender & Ownership: Female buyers enjoy lower rates. Joint ownership between male and female also gets some relief.

• Age of Property: Older buildings usually attract lower duties since their value is lesser.

• Purpose of Use: Usage like industrial or commercial use may increase the payable duty.

How to Calculate Stamp Duty Online in Delhi

You can use the Delhi government's online calculator for accurate estimates.

Steps:

1. Go to revenue.delhi.gov.in

2. Under the “E-Registrar” tab, click on “Stamp Duty Calculator”

3. It will redirect to https://eval.delhigovt.nic.in

4. Enter:

   • Sub-registrar area

   • Deed type

   • Locality

   • Buyer’s gender

   • Property details like size, parking, floors, etc.

5. Click Submit to view charges.

How to Pay Stamp Duty in Delhi

Online Payment via e-Stamp

You can pay online through the Stock Holding Corporation of India Ltd (SHCIL):

1. Visit https://www.shcilestamp.com

2. Choose “Delhi” from the state list.

3. Enter property details and pay via UPI, Net Banking, Debit/Credit Card.

Offline Payment

• Download and fill the stamp duty form

• Visit the nearest Sub-Registrar office

• Submit the form along with payment (cash, cheque, or demand draft)

• Collect the e-Stamp and payment acknowledgment

You can also check the list of authorized stamp collection centers on the SHCIL website.

Tax Benefits on Stamp Duty

Under Section 80C of the Income Tax Act, you can claim a deduction of up to ₹1.5 lakh in the financial year when you paid the stamp duty and registration fees. However, if the property is sold within five years, this benefit gets reversed and becomes taxable.

Documents Required for Property Registration in Delhi

Before paying stamp duty, make sure you have these documents:

• ID proof of buyer, seller, and witnesses

• PAN card/Form 60 (self-attested)

• 2 passport-size photos of buyer & seller

• Sale Deed (original)

• NOC for the property

• E-Stamp receipt

• Address proof

• Affidavit or Undertaking

Final Words - Stamp Duty and Property Registration Charges in Delhi 

To complete a property purchase in Delhi, it is compulsory to pay stamp duty and registration charges within three months of the sale. Failing to do so can lead to penalties and legal issues. While these fees are one-time, they play a vital role in confirming your legal ownership. The Delhi government also offers online tools and e-payment options to make the process easier.

If you're planning to buy property soon, calculate the charges in advance and keep all documents ready for a smooth registration experience.